Category: Mortgages
Best Places to Raise a Family
Raising children can be both thrilling and intimidating at the same time. Here are our top tips for finding the perfect place to raise your family, including affordability, safety, job opportunities, and quality of life.

Jul 04, 2023 Susan Kelly

What Is Return on Investment (ROI)?
The desire to amass more financial security is a primary motivation for many investors. Even while investors may be motivated by a variety of different goals—some may desire money for retirement, while others may opt to put away money for other life events such as having a kid or for a wedding—the pursuit of financial gain is often the driving force behind all investments. It is also irrelevant where you choose to invest your money, whether in the stock market, the bond market, or the real estate market.

Jun 06, 2023 Susan Kelly

How To Find Motivated Home Sellers Is A Guide For Buyers
Consider the seller's motive as one of the most crucial aspects of the home-buying process. A seller serious about selling is more likely to be flexible on price, closing fees, and other aspects of the sale, which may make the transaction smoother and more advantageous for the buyer. It might not be easy to locate motivated sellers since they may not openly disclose their desire to sell.

Jan 03, 2023 Susan Kelly

Capitalized Interest on Student Loans
Unpaid interest may be capitalized and added to your student loan balance, which may result in a higher overall payment obligation.

Dec 16, 2022 Susan Kelly

List of the Best States With Free College Programs
It's easy for students to feel helpless in the face of the ever-increasing cost of higher education. Since, on average, a family will spend over $100,000 on a private college education for four years, even with financial help and scholarships. Many states offer free or reduced tuition to help students with lower incomes pay for college.

Dec 12, 2022 Susan Kelly

How Do You Know The Difference Between Debt Management And Debt Settlement?
While debt consolidation and debt settlement may help you get a handle on your finances, they approach the problem from different angles. Debt consolidation effectively reduces the many creditors you owe, whereas debt settlement is helpful for reducing the overall amount of debt owing. When you consolidate your debt, you combine all your outstanding debts into one convenient payment and manageable interest rate. Debt settlement is a process in which you or a professional counselor negotiate with your creditors to pay off your debt for less than the full amount owed.

Dec 05, 2022 Susan Kelly

Is AAA Worth It? A Complete Guide
Due to the complexity of ETF trading in the secondary market, there are frequently held misconceptions regarding the relationship between the liquidity of the underlying assets and the liquidity of ETFs. ETFs are sometimes said to have liquidity problems, while other times, they are said to have excess liquidity compared to the underlying. To better understand this relationship, we'll briefly discuss the fundamentals of ETF trading

Dec 04, 2022 Susan Kelly

What Do You Need to Know Before You Sign a Buyer-Broker Agreement: An Overview
A legally enforceable contract, the buyer-broker agreement safeguards both the buyer and the buyer's agent. Its purpose is to safeguard the transaction between the two parties.

Oct 24, 2022 Triston Martin

What Does It Mean to Have an Interest-Only Mortgage?
Mortgage holders with an interest-only loan make no payments toward paying off the principal during the loan's initial interest-only payment period. The loan's principal can be repaid in a lump sum on the due date, or it can be amortized over several payments.

Aug 18, 2022 Susan Kelly

The Necessary Steps for Obtaining a Car Title Loan
Concerns about money might affect one's mental and physical health. Worrying too much may increase anxiety, which can then negatively impact your quality of life, including your ability to sleep, focus at work, and interact with others, as WebMD explains. A person's physical health may also suffer as a result.

Aug 18, 2022 Susan Kelly