Is AAA Worth It? A Complete Guide

Dec 04, 2022 By Susan Kelly

With over 33 million calls answered yearly, AAA has become the market leader in roadside assistance. And it attracts people of all ages; in 2019, about a third of its new members were millennials. In addition to providing aid for stranded vehicles, membership in AAA offers discounts on lodging, phone service, and other things. Depending on the type of coverage you desire, and where you live, an annual AAA membership for one driver can cost anywhere from $38 to 164. Consider how you might use it, determine whether you require the services, and consider how it might lower the overall cost of car ownership to determine whether the price of a AAA membership is worthwhile. Let us see is aaa worth it.

AAA Auto Clubs

Despite being a global company, AAA, referred to as "Triple-A," offers coverage based on location. Every region has a distinctive car club that assists residents in specific areas. When researching AAA membership, you can use your ZIP code to learn which car club covers your neighborhood. That car club will establish your options and charges for insurance coverage and roadside help.

AAA Benefits and Discounts

You can decide is aaa membership worth it or not. The savings with national businesses are a benefit that attracts many members to AAA. Discounts range, but some include Services offered by Lens Crafters, Penske Truck Rental, Napa Auto Parts, and The UPS Store. Restaurants include Joe's Crab Shack, Bubba Gump Shrimp Co., and the Hard Rock Cafe. Services that deliver food include Blue Apron, Freshly, and Home Chef. AMC Theaters, Busch Gardens, Cinemark, Disneyland, and SeaWorld are examples of entertainment venues. Technology from companies like T-Mobile, Samsung, HP, and Dell.

Does AAA Offer Value?

Is aaa accident insurance worth it? Yes, the math and level of protection you choose will determine this. Like vehicle insurance, AAA is structured so that you prepay for the protection you hope you never need. Going without coverage in some circumstances may cost you more money if you want roadside assistance. The cost of an AAA membership varies greatly. The annual membership fee starts around $50 and may go up to $200 depending on your membership level and region. However, if you drive frequently, it might be a good purchase.

Do Your Math

Consider the potential costs of having coverage versus not having coverage for a specific situation to determine whether AAA coverage is cost-effective. Let's take the case of a Texas family of four comparing the price of AAA insurance versus the price they would pay for towing services obtained directly from an auto shop. The number of enrolled drivers in the family's chosen plan determines how much the family will pay for AAA coverage. The first driver would cost the family of four in Texas $91 per year, and each additional driver would cost $55.

RV Insurance Option

Suppose your RV is destroyed while you are travelling. In that case, your AAA agent will work with you to create a customized extra coverage plan that includes personal effects insurance and hotel and transportation. You can also go to Premier RV or Plus RV subscription, which come with the following advantages in addition to their RV insurance:

  • One tow up to 200 miles and up to 100 miles for each additional approved tow for Premier RV; • Up to four tows for 100 miles each for Plus RV;
  • Double extraction service, fuel supply, and vehicle locksmith service are available if a second truck and operator are required.
  • Delay in travel and car rental
  • Rebates and preferential prices

Average Pricing For AAA

The insurance rates for AAA are not disclosed on their website, but they provide discounts based on insurance coverage. According to a 2019 poll, new policy-holders of Florida on average saved a little under $500. The prices will also change depending on factors like, your age and driving history, also with several insurance providers. The size, make, model, value, and year of your RV, the state in which it is registered, your deductible amount, and your credit history.

How Much Does It Cost To Join AAA?

Technically, AAA is a federation of motor clubs rather than a single organization. While membership tiers and perks will be the same at each AAA club, dues vary by state and county. The annual cost for the most basic AAA membership is typical $40 to $80 per person. Higher-level benefits might cost up to $165 per person annually. No matter which membership level you select, you will continue to get benefits from the roadside assistance program. More free service calls per year will be given to higher-tier members.

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